| “Is there a Bubble in Risk Aversion?”The slightly provocative title reflects what we have all experienced as investment market practitioners in recent months. The latter part of 2011 has seen a dramatic flight to safety by many investors. The historical reasons to invest in cash (liquidity, security, uncertainty) are as prevalent today as... |
“The shell you can hear is not the one that hits you.”
- January 25, 2012
- AXA Financial Views The Market
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No consensus on Consensus Funds
- January 3, 2012
- AXA Financial Views The Market
- No Comments
| It is estimated that there is some €6 billion invested by Irish investors in Consensus funds. In this article, Alan McCarthy of AXA Financial reviews this approach to investments, questions whether the approach has merit and highlights what an investor should ask their financial advisers if they are currently invested or if they are considering joining the consensus. The idea... |
“Education is learning what you didn’t even know you didn’t know”
- December 22, 2011
- AXA Financial Views The Market
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| Perspectives of a CFP student A work colleague and I have just completed the Graduate Diploma in Financial Planning. This is one of the necessary steps towards completing the relatively new industry qualification – the Certified Financial Planner or CFP. As many will be aware of the course and its objectives and may be considering enrolling, I t... |
“The strategy was too risky for me. My adviser should have understood that…”
- November 23, 2011
- AXA Financial Views
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| .." I didn’t understand the risks because they weren’t explained properly. I would not have invested had I known.” These series of words are capable of sending a shiver down the spine of any financial adviser. An ambiguous process for dealing with risk profiling and investment planning can make advisers vulnerable to claims by unhappy clients. This article is aimed at offering you, the ... |
Price or Value?
- November 10, 2011
- AXA Financial Views
- No Comments
| A new Ford Focus for €10,000 or a new BMW 7 Series for €11,000? If you focus on price alone, then the Ford Focus is the better offer. But is it the most valuable offer? Investment decisions are too often taken based on price factors alone, and this eventually carries a heavy cost for investors. The annual management charge is an important factor when selecting funds but it is often over-emphas... |
The views expressed in this Blog are those entirely of the author(s). This Blog is for information purposes only and does not constitute investment advice. Please contact your financial advisor before making any investment decisions. AXA Financial does accept an responsibility or liability arising from the use of, or reliance upon, the information contained in this Blog.